Category: Asset Allocation
One of the pet peeves of Mutual Fund advisers and Fund managers is that the lay investor needs to be educated about the benefits of equity. If only more people knew the riches that could be obtained by investing long term in equity, much of their problems will be solved. While its one thing to educate the public on options...
Wikipedia defines Benchmarking as the process of comparing one’s business processes and performance metrics to industry bests or best practices from other companies. Unless one compares and contrasts, one never knows where one is placed relatively speaking. But the key point to note is that Benchmark works only if done correctly. As a joke / moral goes (Cartoon below), if you...
A couple of days ago, I read a blog post by a Distributor of Mutual funds showcasing the difference of what FII’s are doing and what DII’s are doing (in terms of buy / sell) since the beginning of this year. As has been the case most of the time (and even historically), most of the time, DII’s do opposite...
Lets assume that you are on a trip to reach a place which is 100 kms away. Now, lets assume that you need to make to that place in 10 hours. Would you ride 100 kms per hour regardless of road conditions or would you slow down on bad roads and make up the time by speeding on good roads...
Market participants would have entered 2015 with a lot of anticipation given the strong performance we saw in 2014 and expectations of a block buster budget which would hopefully take Nifty to highs never seen before. While Nifty did cross the 9000 barrier, we ended the year slightly negative with a loss of 4.1% (not adjusted for Dividend). While large...
Indians are generally fascinated investing in Land and Gold and financial advisers generally try the hell out to make it seem like they are making bad investments out there and how if the same were invested in the equity markets, the returns would / could be much more than either of the two above. But how far is those statements...
Many moons ago when my Sister was born, a relative of ours recommended a financial scheme where we invested X and when she reached 18, we would get back 1,00,000.00. In those days, 1,00,000 was a very huge sum. In fact, the cost of building a simple house more or less was equivalent to that amount. That sum was assumed...
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