Notice: Function _load_textdomain_just_in_time was called incorrectly. Translation loading for the all-in-one-seo-pack domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home1/portfol1/public_html/wp/wp-includes/functions.php on line 6114

Notice: Function _load_textdomain_just_in_time was called incorrectly. Translation loading for the feedzy-rss-feeds domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home1/portfol1/public_html/wp/wp-includes/functions.php on line 6114

Notice: Function _load_textdomain_just_in_time was called incorrectly. Translation loading for the restrict-user-access domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home1/portfol1/public_html/wp/wp-includes/functions.php on line 6114

Notice: Function _load_textdomain_just_in_time was called incorrectly. Translation loading for the updraftplus domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home1/portfol1/public_html/wp/wp-includes/functions.php on line 6114

Notice: Function _load_textdomain_just_in_time was called incorrectly. Translation loading for the wpforms-lite domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home1/portfol1/public_html/wp/wp-includes/functions.php on line 6114

Notice: Function _load_textdomain_just_in_time was called incorrectly. Translation loading for the hueman domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home1/portfol1/public_html/wp/wp-includes/functions.php on line 6114

Deprecated: preg_split(): Passing null to parameter #3 ($limit) of type int is deprecated in /home1/portfol1/public_html/wp/wp-content/plugins/add-meta-tags/metadata/amt_basic.php on line 118
Bank Sector – Active Investing vs. Passive Investing | Portfolio Yoga

Bank Sector – Active Investing vs. Passive Investing

Over the last 1 year, Bank Bees has returned a negative 1.22% ROI. Dedicated Bank Sector Mutual funds on the other hand have done much worse save for ICICI Prudential Banking and Financial Services Reg. 

Image

UTI Banking Sector fund seems to have done far worse despite its current portfolio showing it having its top 3 investments to the tune of 66.84% in Private Sector Banks. 

Internationally there has been a lot of evidence of how in the long run passive investing by investing into low cost index funds is a much better compared to active investing. Unfortunately lack of ETF’s in India is a big limiting factor when one wants to invest beyond Nifty / Bank Nifty. 

You may also like...

2 Responses

  1. Anand says:

    I took a quick look at Money control to see the performance over 2,3,& 5 years. The pattern is very similar:- ICICI Prudential Banking and Financial Services Reg seems to be on par whereas the index (S&P Bank Nifty) has outperformed the other MFs marginally. May be this is a pattern across sectoral MFs

  2. Prashanth says:

    I too believe so, but the lack of ETF’s for other sectors mean that comparison can be only with Index which too is of recent genre for many.

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.